WISCUB Service Center provides a fully managed, low-stress transition to a more reliable share draft clearing solution. We act as a true extension of your team by handling all the heavy lifting—from seamless implementation to daily back-office support for returns, stop payments, QRC's, account-closed items, and dedicated research.
- Provides credit union share draft clearing services
- WISCUB Service Center pays for the full cash letter presentment
- Credit union is furnished with a balanced cash letter
- Extensive back office support provided by WISCUB Service Center
- Webview provides online viewing of members’ check image access for 7 years
Webview Plus Option
- Provides credit union members access to view their check images via credit union’s online banking
Official Checks Option
- Clear official checks through your credit union share draft program
- Adds both cost savings and convenience
Item Processing
WISCUB Service Center provides a fully managed, low-stress transition to a more reliable share draft clearing solution. We act as a true extension of your team by handling all the heavy lifting—from seamless implementation to daily back-office support for returns, stop payments, QRC's, account-closed items, and dedicated research.
- Provides credit union share draft clearing services
- WISCUB Service Center pays for the full cash letter presentment
- Credit union is furnished with a balanced cash letter
- Extensive back office support provided by WISCUB Service Center
- Webview provides online viewing of members’ check image access for 7 years
Webview Plus Option
- Provides credit union members access to view their check images via credit union’s online banking
Official Checks Option
- Clear official checks through your credit union share draft program
- Adds both cost savings and convenience
WISCUB Service Center delivers a fully managed transition to a streamlined image cash letter deposit system that reduces your operational overhead from day one. We serve as a dedicated extension of your team by handling technical details like MICR line corrections and adjustments with zero added fees, while giving you the flexibility of advanced mobile file integrations.
- Save time with our easy to use 3-step process
- Scan outgoing cash letter and create a digital deposit
- Multiple daily deposits allowed
- Immediate online image access
- Online image access for 7 years
- eStatements allows for easy access to electronic monthly statements
Image Cash Letter Plus Option
- Business members remote digital deposit
- Member mobile deposit file capabilities
Book a 15-Minute Discovery Meeting!
Image Cash Letter Deposit
WISCUB Service Center delivers a fully managed transition to a streamlined image cash letter deposit system that reduces your operational overhead from day one. We serve as a dedicated extension of your team by handling technical details like MICR line corrections and adjustments with zero added fees, while giving you the flexibility of advanced mobile file integrations.
- Save time with our easy to use 3-step process
- Scan outgoing cash letter and create a digital deposit
- Multiple daily deposits allowed
- Immediate online image access
- Online image access for 7 years
- eStatements allows for easy access to electronic monthly statements
Image Cash Letter Plus Option
- Business members remote digital deposit
- Member mobile deposit file capabilities
Book a 15-Minute Discovery Meeting!
Payment Solutions from CheckAlt
Through its partnership with CheckAlt, WISCUB Service Center gives credit unions access to modern payment management and item processing solutions designed to streamline operations, expand member services, and simplify payment processing.
Streamline check and document capture at the teller line with a secure, browser-based solution designed to simplify branch workflows and connect seamlessly with back-office operations.
- Simplify in-branch deposits: Capture high-quality check and deposit images quickly and accurately.
- Integrate with existing systems: Core-independent architecture provides flexibility across credit union environments.
- Improve visibility: Monitor transactions and access archived payment data through a fully hosted online portal.
- Reduce errors and risk: Built-in controls and duplicate detection help identify exceptions before processing.
- Deploy with ease: An intuitive interface requires minimal training and supports rapid implementation
Branch and Teller Capture
Payment Solutions from CheckAlt
Through its partnership with CheckAlt, WISCUB Service Center gives credit unions access to modern payment management and item processing solutions designed to streamline operations, expand member services, and simplify payment processing.
Streamline check and document capture at the teller line with a secure, browser-based solution designed to simplify branch workflows and connect seamlessly with back-office operations.
- Simplify in-branch deposits: Capture high-quality check and deposit images quickly and accurately.
- Integrate with existing systems: Core-independent architecture provides flexibility across credit union environments.
- Improve visibility: Monitor transactions and access archived payment data through a fully hosted online portal.
- Reduce errors and risk: Built-in controls and duplicate detection help identify exceptions before processing.
- Deploy with ease: An intuitive interface requires minimal training and supports rapid implementation
Give small business members a convenient way to deposit checks wherever business happens. FinCapture integrates into your credit union’s existing mobile app, enabling business members to securely capture and deposit checks from their mobile device.
- Expand mobile deposit capabilities: Give small business members a convenient way to deposit checks on the go.
- Integrate with existing applications: API-driven, core-independent technology provides flexibility without requiring a major technology change.
- Simplify business operations: Reduce trips to the branch and manual steps associated with depositing checks.
- Strengthen deposit controls: Configure deposit limits, duplicate detection, endorsement requirements, and other business-specific rules.
- Streamline onboarding: Self-service tools make it easier to enroll and set up new business users.
Remote Deposit Capture
Give small business members a convenient way to deposit checks wherever business happens. FinCapture integrates into your credit union’s existing mobile app, enabling business members to securely capture and deposit checks from their mobile device.
- Expand mobile deposit capabilities: Give small business members a convenient way to deposit checks on the go.
- Integrate with existing applications: API-driven, core-independent technology provides flexibility without requiring a major technology change.
- Simplify business operations: Reduce trips to the branch and manual steps associated with depositing checks.
- Strengthen deposit controls: Configure deposit limits, duplicate detection, endorsement requirements, and other business-specific rules.
- Streamline onboarding: Self-service tools make it easier to enroll and set up new business users.
Make it easier for both member and non-member borrowers to pay while simplifying loan payment operations for your credit union. LoanPay provides a secure, self-service payment experience across auto, mortgage, business, and personal loans.
- Help reduce delinquencies: Make repayment easier with always-on access and flexible digital payment methods, including ACH, eCheck, and debit card.
- Offer flexible payment options: Allow borrowers to designate full or partial payments and make one-time, scheduled, or recurring payments.
- Support guest payments: Give indirect borrowers a simple way to pay without requiring an online banking login.
- Reduce manual work: Automate payment workflows and minimize time spent handling files, exceptions, and reconciliation.
Improve visibility: Access loan payment activity and detailed reporting.
LoanPay
Make it easier for both member and non-member borrowers to pay while simplifying loan payment operations for your credit union. LoanPay provides a secure, self-service payment experience across auto, mortgage, business, and personal loans.
- Help reduce delinquencies: Make repayment easier with always-on access and flexible digital payment methods, including ACH, eCheck, and debit card.
- Offer flexible payment options: Allow borrowers to designate full or partial payments and make one-time, scheduled, or recurring payments.
- Support guest payments: Give indirect borrowers a simple way to pay without requiring an online banking login.
- Reduce manual work: Automate payment workflows and minimize time spent handling files, exceptions, and reconciliation.
Improve visibility: Access loan payment activity and detailed reporting.
Help keep eligible online banking bill pay payments electronic instead of allowing them to convert to paper checks. Electronic Lockbox connects businesses to biller networks and processes eligible payments via ACH, reducing paper check conversion and simplifying receivables management.
- Keep more payments digital: Reduce the number of online banking bill pay transactions that convert to paper checks.
- Expand biller connectivity: Connect to leading biller networks and enroll eligible businesses.
- Reduce manual processing: Reduce paper handling associated with eligible bill pay transactions.
- Reduce check exposure: Lower exposure to risks associated with lost, stolen, or altered checks.
- Improve payment delivery: Deliver eligible payments electronically via ACH.
Electronic Lockbox
Help keep eligible online banking bill pay payments electronic instead of allowing them to convert to paper checks. Electronic Lockbox connects businesses to biller networks and processes eligible payments via ACH, reducing paper check conversion and simplifying receivables management.
- Keep more payments digital: Reduce the number of online banking bill pay transactions that convert to paper checks.
- Expand biller connectivity: Connect to leading biller networks and enroll eligible businesses.
- Reduce manual processing: Reduce paper handling associated with eligible bill pay transactions.
- Reduce check exposure: Lower exposure to risks associated with lost, stolen, or altered checks.
- Improve payment delivery: Deliver eligible payments electronically via ACH.
Simplify your credit union’s own mailed payment processing—or expand receivables services for business members—without the cost and complexity of operating an in-house lockbox. CheckAlt's Lockbox solution processes mailed checks and remittance documents while providing digital access to payment data, images, exceptions, and reporting.
- Reduce manual processing: Outsource mail receipt, check capture, deposit processing, and remittance handling.
- Improve visibility: Access payment data, check images, exceptions, and reporting online.
- Simplify reconciliation: Obtain detailed payment and remittance information to support downstream workflows.
- Support faster access to funds: Use a nationwide processing network designed for efficient check clearing.
- Strengthen commercial offerings: Give business members access to modern lockbox capabilities without adding internal infrastructure.
Lockbox
Simplify your credit union’s own mailed payment processing—or expand receivables services for business members—without the cost and complexity of operating an in-house lockbox. CheckAlt's Lockbox solution processes mailed checks and remittance documents while providing digital access to payment data, images, exceptions, and reporting.
- Reduce manual processing: Outsource mail receipt, check capture, deposit processing, and remittance handling.
- Improve visibility: Access payment data, check images, exceptions, and reporting online.
- Simplify reconciliation: Obtain detailed payment and remittance information to support downstream workflows.
- Support faster access to funds: Use a nationwide processing network designed for efficient check clearing.
- Strengthen commercial offerings: Give business members access to modern lockbox capabilities without adding internal infrastructure.
Modernize ATM check deposits with real-time image capture, validation, and transaction processing. ATM Capture helps credit unions automate deposit workflows, improve visibility, and manage ATM check deposits more efficiently.
- Capture deposit data in real time: Capture, validate, and transmit check images and transaction data as deposits occur.
- Improve visibility and control: Access deposit images, transaction data, and exceptions through a centralized portal.
- Monitor ATM availability: Heartbeat monitoring provides alerts when an ATM stops processing transactions.
- Reduce manual work: Automate deposit handling and reconciliation to simplify back-office operations.
- Support mixed ATM environments: Integrate with all major ATM models, drivers, and core systems.
ATM Capture
Modernize ATM check deposits with real-time image capture, validation, and transaction processing. ATM Capture helps credit unions automate deposit workflows, improve visibility, and manage ATM check deposits more efficiently.
- Capture deposit data in real time: Capture, validate, and transmit check images and transaction data as deposits occur.
- Improve visibility and control: Access deposit images, transaction data, and exceptions through a centralized portal.
- Monitor ATM availability: Heartbeat monitoring provides alerts when an ATM stops processing transactions.
- Reduce manual work: Automate deposit handling and reconciliation to simplify back-office operations.
- Support mixed ATM environments: Integrate with all major ATM models, drivers, and core systems.
Investing in a Certificate of Deposit or a Money Market with CSB is an opportunity to become part of this outstanding partnership!
- Nearly 100% of Cleveland State Bank (CSB) shares are owned by WISCUB, Inc.
- Over half of Wisconsin credit unions own shares of WISCUB, Inc.
- WISCUB, Inc. provides high dividend annual returns for their shareholders.
The dividend is attributed to the success of Cleveland State Bank, WISCUB Service Center and credit unions who utilize WISCUB Service Center.
Cleveland State Bank - Earn interest on the dollars held with WISCUB Service Center/Cleveland State Bank
WISCUB CSB Investment Rate Sheet 10.02.26
Cleveland State Bank Investment Opportunity
Investing in a Certificate of Deposit or a Money Market with CSB is an opportunity to become part of this outstanding partnership!
- Nearly 100% of Cleveland State Bank (CSB) shares are owned by WISCUB, Inc.
- Over half of Wisconsin credit unions own shares of WISCUB, Inc.
- WISCUB, Inc. provides high dividend annual returns for their shareholders.
The dividend is attributed to the success of Cleveland State Bank, WISCUB Service Center and credit unions who utilize WISCUB Service Center.
Cleveland State Bank - Earn interest on the dollars held with WISCUB Service Center/Cleveland State Bank
WISCUB CSB Investment Rate Sheet 10.02.26
Through its partnership with ModernFI, WISCUB Service Center gives credit unions access to the first -ever credit union owned deposit network built exclusively for credit unions.
ModernFI's focus is to help credit unions grow deposits and member relationships by enabling you to offer accounts with millions in extended NCUA insurance.
- Win high-value deposits from commercial, nonprofits, public funds
- Deepen relationships and increase wallet share with current members
- Lower cost of funds with a non-rate solution
Become part of this fast growing deposit network!
The first-ever deposit network built exclusively for credit unions.
Through its partnership with ModernFI, WISCUB Service Center gives credit unions access to the first -ever credit union owned deposit network built exclusively for credit unions.
ModernFI's focus is to help credit unions grow deposits and member relationships by enabling you to offer accounts with millions in extended NCUA insurance.
- Win high-value deposits from commercial, nonprofits, public funds
- Deepen relationships and increase wallet share with current members
- Lower cost of funds with a non-rate solution
Become part of this fast growing deposit network!
ScreenSteps Introductory Video
Through its partnership with ScreenSteps, WISCUB Service Center gives credit unions access to the world's first knowledge operations platform tool that allows you to operationalize your procedures making them findable and followable.
- Create a consistent member experience
- Provide faster training and onboarding
- Reduce questions and mistakes
- Eliminate tribal knowledge
- Save 30% of supervisors and managers time
- Easily handle complex and changing procedures
Accomplish all of these plus more with a knowledge ops platform.
Knowledge Ops Platform
ScreenSteps Introductory Video
Through its partnership with ScreenSteps, WISCUB Service Center gives credit unions access to the world's first knowledge operations platform tool that allows you to operationalize your procedures making them findable and followable.
- Create a consistent member experience
- Provide faster training and onboarding
- Reduce questions and mistakes
- Eliminate tribal knowledge
- Save 30% of supervisors and managers time
- Easily handle complex and changing procedures
Accomplish all of these plus more with a knowledge ops platform.
Through its partnership with PayLynxs, WISCUB Service Center gives credit unions access to Check Fraud Defender.
PayLynxs has partnered with Mitek to embed their Check Fraud Defender(CFD) service with the SimpliRisk platform.
- Unique 24-point image analysis for real-time, consortium supported results that uses all check and image data to delivery a comprehensive fraud analysis.
- Only solution that addresses both in-clearing (on-us) and deposit (transit) fraud in real time.
Check Fraud Defender
Through its partnership with PayLynxs, WISCUB Service Center gives credit unions access to Check Fraud Defender.
PayLynxs has partnered with Mitek to embed their Check Fraud Defender(CFD) service with the SimpliRisk platform.
- Unique 24-point image analysis for real-time, consortium supported results that uses all check and image data to delivery a comprehensive fraud analysis.
- Only solution that addresses both in-clearing (on-us) and deposit (transit) fraud in real time.
PayLynxs simplifies compliance with the goal of identifying risk, eliminating fraud and preventing financial crime.
- Streamline complex workflows into simplified interfaces.
- Supports passing the NCUA exam with ease.
- Peer fraud network.
Modernize BSA/AML with SimpliRisk
PayLynxs simplifies compliance with the goal of identifying risk, eliminating fraud and preventing financial crime.
- Streamline complex workflows into simplified interfaces.
- Supports passing the NCUA exam with ease.
- Peer fraud network.